💡 What is the difference between Event API and Decision API?

The Event API is usually used for:

1. Passing the historical data without the need for making the decision
2. To send the Live data, also without the need for making a decision, but to use this data, later on, to perform scoring for the other events

The Decision API is usually used for:

1. Passing the Live data to perform risk scoring and receive back a Response with a score, reason, decision, and the business action from Covery.

Here is a Response example:

Here is an example when our clients usually use Event API:

Let’s imagine this situation - you’d like to check the Transaction event, but in order to make a more precise decision, you want to use data from the Registration event. At the same time, you do not need to take the decision about the Registration, and just need this data while checking the Transaction.

In this case, you’ll need to send Registration data to the Event API, and the Transaction data to the Decision API.